A loan facilitation service built around disclosure
Easy Care Finance exists to remove the two things people hate most about borrowing: not knowing the real cost, and not knowing where their application stands.
Easy Care Finance is not a lender. We are a loan facilitation service. Loans are sanctioned and disbursed only by our RBI-registered lending partners at their sole discretion. Read the full loan disclosure.
- ₹1,850 Cr+
- Loan volume facilitated
- 2.4 Lakh+
- Applications processed
- 18
- RBI-registered partners
- 24 hrs
- Median partner decision
Who we are
Easy Care Finance is a brand operated by Easy Care Fintech Services Private Limited. We are a loan facilitation and lead-generation service provider. We do not lend, sanction or disburse loans ourselves. All loans referred through this website are sanctioned, documented and disbursed solely by our RBI-registered lending partners (banks and NBFCs) at their sole discretion, on their terms and under their credit policy. The lender's identity, the applicable interest rate, APR, fees and all statutory charges are disclosed to you in the sanction letter and loan agreement issued by that lender before you accept the loan.
Practically, this means we do three things: we assess which lending partners your profile realistically qualifies with, we help you assemble a complete file so it is not rejected on paperwork, and we keep you informed at every stage until the money reaches your account.
What we do not do is decide your loan. We cannot approve you, we cannot change your interest rate, and we cannot overrule a lender's credit decision. Any person who claims otherwise is not acting on our behalf.
How we operate
We publish the full cost, not the best-case cost
Every product page lists the interest range, the APR including fees, and every charge that can ever apply — including penal and bounce charges. If a number would surprise you later, it belongs on the page now.
We are paid by the lender, never by you
Our revenue is a referral fee paid by the lending partner after a loan is disbursed. No applicant has ever been asked for an advance fee, and no employee is authorised to ask for one.
We say no when a loan is a bad idea
If a short-term loan would leave you unable to meet your existing EMIs, our executives are instructed to tell you so rather than push the application through.
What you get from us
- Rates tied to tenure, published upfront5% for 3 months, 6% for 6 months, 8% for 12 months and 12% beyond that — flat on the sanctioned amount. The same table applies to every applicant.
- APR shown, not hiddenA flat rate always understates the true cost of borrowing, so we compute and display the equivalent APR next to every figure on this website.
- One form, multiple partnersA single application is assessed against 18 partner credit policies, so you avoid repeated hard credit enquiries that damage your score.
- Nothing payable to usWe do not charge applicants an advance fee, deposit or advisory charge. If anyone asks you for cash, it is a fraud — report it to us.
- Secure verification onlyKYC and bank details are collected exclusively through encrypted links on this website, never over WhatsApp, SMS or a phone call.
- Track your file anytimeCheck exactly which stage your application is at using your Application ID and registered mobile number.